Unlock Hidden Credit Opportunities with AI-Powered Risk Assessment
Riskure.AI transforms how lenders evaluate small businesses by combining traditional financial data with real-time behavioral insights - delivering 30% more accurate risk assessments while reducing approval times by 60%.
€50 Billion in Untapped SMB Credit Demand
Traditional credit scoring fails 43% of viable German small businesses. Our research shows:
Of SMB loan applications
are rejected or delayed due to incomplete financial documentation
Average approval time
for SMB loans using traditional underwriting methods
Of creditworthy businesses
give up after facing complex application processes
360° Credit Intelligence Platform
We've built the first AI-powered underwriting system designed specifically for Germany's unique SMB landscape.
Dynamic Risk Scoring
Real-time assessment that updates with new transaction data and market conditions
Alternative Data Integration
We analyze 127 non-traditional signals from bank feeds to social media
Explainable AI
Fully transparent decision-making that satisfies BaFin compliance requirements
Seamless Integration
API-first platform works with your existing core banking systems
Built for German Financial Institutions
Our proprietary models are trained on €4.2B in SMB loan performance data across Germany.
Data Fusion Engine
Aggregates and normalizes data from 19+ sources including HGB balance sheets, tax filings, and digital footprints
Predictive Models
Machine learning algorithms specifically tuned for Germany's Mittelstand and Handwerk sectors
Compliance Framework
Full audit trail and documentation meeting BaFin, GDPR, and KWG requirements
Ready to Transform Your SMB Lending?
Join leading financial innovators adopting Riskure.AI to unlock smarter, safer lending.